Apple
Apple Watch Series 12
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Payment Options
How does Financing work?
Get what you want now, pay for it later! Shopping online is now much more accessible with various types of financing options:
- Up to 36 credit card instalments: The most affordable way to own your favorite device with no interest fees included.
- Pay in 6 monthly instalments without a credit card: Make a large bill smaller during payment. Pay only 1/6 of the total bill today. No interest included.
Explore Our Financing Options
Credit Card Instalment
Enjoy up to 36 months of instalments with a credit card*.
Example: RM2,000 device monthly payment breakdown:
| Installment Period | Monthly Payment |
|---|---|
| 6 Months | RM333.33 / month |
| 12 Months | RM166.67 / month |
| 24 Months | RM83.33 / month |
| 36 Months | RM55.56 / month |
Buy Now Pay Later
Enjoy flexible payment up to 6 months with 0% interest.
Example: RM2,000 device monthly payment breakdown:
| Installment Period | Monthly Payment |
|---|---|
| 3 Months | RM666.67 / month |
| 4 Months | RM500.00 / month |
| 5 Months | RM400.00 / month |
| 6 Months | RM333.33 / month |
*T&Cs apply. Minimum spending is required for selected credit card instalment tenures. Different banks have different minimum spending requirements.
- STAY CLOSER TO YOUR HEART HEALTH — The most accurate heart rate sensing in a wearable, Series 12 now measures HRV as often as every five minutes for insights on stress and recovery, and takes background heart rate readings every five seconds.
- A FULL-FEATURED HEALTH TRACKER — Better understand your body with invaluable health insights. View your overnight health metrics with the Vitals app and get a daily sleep score, track your menstrual cycle and take readings of your blood oxygen.
- CHECK YOUR READINESS FOR THE DAY — Know when to rest or put yourself to the test. The readiness experience can help you determine your capacity to take on the day by analysing your recent activity, vitals and sleep.
- A POWERFUL FITNESS TRACKER — With advanced metrics and motivating features like Pacer, Heart Rate Zones and Workout Buddy powered by Apple Intelligence from your nearby iPhone — Series 12 helps you stay active, from running to hiking to strength training.
- KEEP HELP CLOSE AT HAND — A smartwatch that puts your safety first. Series 12 can detect a hard fall or severe car crash, automatically help connect you with emergency services and notify your emergency contacts.
- ENJOY ALL-DAY BATTERY LIFE — With up to 24 hours of normal use so you can do all the things you love for longer. And it only takes 15 minutes to fast charge for up to 12 hours of normal use.
- SIRI AI AND AUDIO INTELLIGENCE — Using just your voice, engage in natural, back-and-forth conversations, brainstorm ideas and more with Siri AI. Audio Intelligence helps catch what you missed and summarise conversations with Live Rewind and Siri Recap. Siri AI is rolling out in English. Some Audio Intelligence features coming in beta late 2026. Usage limits may apply.
- BUILT TO LAST — Apple Watch Series 12 aluminium cases now have Ceramic Shield 2 — which is tougher than any smartwatch glass. Titanium and ceramic cases have a super-durable crack-resistant sapphire crystal display.
- STAY CLOSE TO WHAT YOU CARE ABOUT — With just your smartwatch, you can take and make calls, stream music and podcasts, and listen with your AirPods — even without your iPhone.
