AEON Credit Service

Shop Now, Pay with Flexible Monthly Instalments

Get your favourite devices with AEON Credit and enjoy flexible monthly repayments of up to 36 months.

Why Choose AEON?

  • Flexible Instalment

    Choose a repayment period of up to 36 months.

  • Competitive Interest Rate

    Enjoy interest rates starting from 1% per month, depending on the product and customer type.

  • No Credit Card Needed

    Purchase your device without a credit card or upfront deposit.

How It Works

  • Step 1 — Contact Our Admin

    Click here to chat with our admin and ask about AEON Credit.

  • Step 2 — Prepare Your Documents

    Prepare the required documents and submit them to our customer service team.

  • Step 3 — Wait for Approval

    You will be notified via email and SMS once your application is approved, and our team will contact you via chat.

  • Step 4 — Sign & Collect

    Once approved, visit our store to sign the agreement and collect your device.

User Registration Requirements

Applicant Requirements

Individual Applicants
  • Malaysian citizen aged 18 to 65 years old
  • Employed for at least 6 months with current employer
  • Minimum monthly gross salary of RM1,000
  • Office telephone number and HP/home telephone number are compulsory
  • One contactable referee
  • Applicant must be contactable
  • No records of blacklist, CCRIS or CTOS
  • Valid email address and mobile number are compulsory
Self-Employed Applicants
  • Malaysian citizen aged 18 to 65 years old
  • Current self-employment for at least 1 year
  • Minimum monthly net pay of RM1,000
  • Office telephone number and HP/home telephone number are compulsory
  • One contactable referee
  • Applicant must be contactable
  • No records of blacklist, CCRIS or CTOS
  • Valid email address and mobile number are compulsory

Documents Required

Individual Applicants
  • Photocopy of IC (front and back)
  • Latest 3 months' proof of income or EPF statement
  • Latest 3 months' salary account bank statement
  • Personal savings account bank proof for Auto Debit
Self-Employed Applicants
  • Business Registration Form
  • Photocopy of IC of proprietor/partners/directors (front and back)
  • Latest 3 months' company bank statement
  • Personal savings account bank proof for Auto Debit

Frequently Asked Questions

What is AEON Credit Flexi Payment?

It is a payment option that allows customers to purchase products and pay through flexible monthly instalments.

What products can I purchase with AEON Credit?

The scheme finances consumer products including smartphones, computers, tablets, smart watches, accessories and more.

Do I need a guarantor?

No guarantor is required.

Will my personal information be kept confidential?

Yes. AEON Credit complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.

Can I get an interest rebate for early settlement?

Yes. An interest rebate is available for early settlement. For more information, contact AEON Credit Customer Service at 03-2719-9999.

Are there any fees upon product collection?

A processing fee and stamping fee apply to every approved application. These fees are payable at the outlet during agreement signing and product collection.

How do I make my monthly payments?

Monthly payments can be made through Auto Debit from supported bank accounts.

What is the interest rate?

Interest rates vary depending on the product, purchase amount and customer eligibility.